Money
Money calculators
Each calculator runs the formula a government agency publishes, shows that formula next to your result, and links the official page with the date we last checked it. They run in your browser; nothing you type is stored.
These are estimates for planning, not advice for your situation. Before you act, confirm with the agency that decides (OPM, SSA or your lender) or a licensed professional.
Calculators
- FERS Supplement Calculator
OPM's formula for the FERS annuity supplement, the months it is paid, and the earnings test year by year, including the July start and the special-provision MRA rule. - IRMAA Calculator and SSA-44 Checker
Your Medicare Part B and Part D income surcharge from the official CMS table, how close you are to each cliff, and whether a life-changing event on form SSA-44 fits.
How this site makes money: see the disclosure. The tools in this section have no lead forms and no affiliate links.